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Brits need to follow important home insurance tips when looking to protect their most valuable property. Finding the right cover at the right price is as important to a home buyer as getting a good deal on the purchase of the property. Many home owners learn the hard way that cutting corner on home [...]

Home insurance is a must if you own your home, but what do you need to know prior to purchasing insurance? Some of the most important factors are as follows: replacement value of your home, your “risk” rating, whether or not you are located in a flood plain and types of discounts you may [...]

Home insurance is a must if you own your home, but what do you need to know prior to purchasing insurance? Some of the most important factors are as follows: replacement value of your home, your “risk” rating, whether or not you are located in a flood plain and types of discounts you may [...]

Homeowners insurance is normally split into two basic categories, buildings and contents. Some people take the risk and don’t take out any insurance against the contents of their home but they probably have never worked out how much it would cost to replace everything they own.Others don’t pay much attention to the amount of [...]

Any time you have property damage to your residence, you have to go through your Insurance Company to recover money for your losses and to rebuild what was lost. If you are like a large sum of property owners, you walked away with a check from your insurance company with barely enough funds to [...]

If you are lucky enough to own a second home in which you spend the weekends or holidays, then you will of course need to take out home contents insurance to cover the possessions within it just as you do your main home. However when it comes to insuring a holiday home it is [...]

Structure of your Home:
The home insurance policy insures the structure of your home for its reconstruction value. Reconstruction value is defined as the cost incurred to reconstruct the home if it is damaged. On the other hand market value is a combination of cost of land, demand & supply scenario, etc.
Sum Insured :
Sum insured [...]

The calamities covered are:
Fire
Riot, strike & malicious damage
Explosion & implosion
Earthquake
Lightning
Storm, cyclone, tempest, tornado, hurricane, flood & inundation
Damage due to impact by vehicles
Missile testing operation
Subsidence, landslides and rockslides
Leakage from automatic Sprinkler installations
Aircraft damage
  Bursting and/or overflowing of water tanks, apparatus and pipes Burglary cover:
The contents of your home are also covered against [...]